TP. H\u1ed2 CH\u00cd MINH \u2013 Ng\u00e0y 23\/09\/2025 \u2013 ROSHI, c\u00f4ng ty fintech ti\u00ean phong trong l\u0129nh v\u1ef1c cho vay k\u1ef9 thu\u1eadt s\u1ed1 t\u1ea1i \u0110\u00f4ng Nam \u00c1, v\u1eeba c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o to\u00e0n di\u1ec7n \u201cNghi\u00ean C\u1ee9u Minh B\u1ea1ch T\u00e0i Ch\u00ednh: \u0110\u00f4ng Nam \u00c1,\u201d cho th\u1ea5y s\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t v\u1ec1 m\u1ee9c \u0111\u1ed9 c\u1edfi m\u1edf t\u00e0i ch\u00ednh gi\u1eefa c\u00e1c qu\u1ed1c gia trong khu v\u1ef1c. Nghi\u00ean c\u1ee9u ch\u1ec9 ra Vi\u1ec7t Nam \u0111\u1ee9ng \u0111\u1ea7u v\u1edbi 66% ng\u01b0\u1eddi d\u00e2n khai b\u00e1o t\u00e0i ch\u00ednh ch\u00ednh x\u00e1c, trong khi Philippines c\u00f3 t\u1ef7 l\u1ec7 khai b\u00e1o sai cao nh\u1ea5t 47%, ph\u1ea7n l\u1edbn do \u00e1p l\u1ef1c kinh t\u1ebf v\u00e0 v\u0103n h\u00f3a \u201cgi\u1eef th\u1ec3 di\u1ec7n.\u201d<\/p>\n
\u201cMinh b\u1ea1ch t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 l\u00e0 v\u1ea5n \u0111\u1ec1 c\u00e1 nh\u00e2n \u2013 m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh c\u00e1ch gi\u00e1 tr\u1ecb v\u0103n h\u00f3a v\u00e0 b\u1ed1i c\u1ea3nh kinh t\u1ebf \u0111\u1ecbnh h\u00ecnh to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng,\u201d \u00f4ng Amir Nada, CEO ROSHI<\/a>, chia s\u1ebb. \u201cNghi\u00ean c\u1ee9u cho th\u1ea5y m\u00f4i tr\u01b0\u1eddng tin c\u1eady \u1edf Vi\u1ec7t Nam gi\u00fap t\u00ednh minh b\u1ea1ch tr\u1edf th\u00e0nh l\u1ee3i th\u1ebf, trong khi \u1edf nhi\u1ec1u qu\u1ed1c gia kh\u00e1c, \u00e1p l\u1ef1c x\u00e3 h\u1ed9i khi\u1ebfn vi\u1ec7c trung th\u1ef1c t\u00e0i ch\u00ednh tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n.\u201d<\/p>\n Nh\u1eefng \u0111i\u1ec3m n\u1ed5i b\u1eadt t\u1eeb b\u00e1o c\u00e1o:<\/p>\n Vi\u1ec7t Nam d\u1eabn \u0111\u1ea7u khu v\u1ef1c v\u1edbi 66% ng\u01b0\u1eddi d\u00e2n minh b\u1ea1ch t\u00e0i ch\u00ednh, theo s\u00e1t l\u00e0 Th\u00e1i Lan v\u1edbi 64%<\/p>\n Nh\u00f3m tu\u1ed5i 21-34 c\u00f3 t\u1ef7 l\u1ec7 khai b\u00e1o sai cao nh\u1ea5t do \u00e1p l\u1ef1c h\u00ecnh \u1ea3nh tr\u00ean m\u1ea1ng x\u00e3 h\u1ed9i v\u00e0 lo ng\u1ea1i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 nghi\u1ec7p<\/p>\n Qu\u00e1 tr\u00ecnh s\u1ed1 h\u00f3a khi\u1ebfn vi\u1ec7c \u201ct\u00f4 v\u1ebd\u201d t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn h\u01a1n th\u00f4ng qua m\u1ea1ng x\u00e3 h\u1ed9i v\u00e0 c\u00e1c k\u00eanh t\u00edn d\u1ee5ng d\u1ec5 ti\u1ebfp c\u1eadn<\/p>\n Singapore ghi nh\u1eadn 41% khai b\u00e1o sai, ph\u1ea3n \u00e1nh \u00e1p l\u1ef1c c\u1ea1nh tranh cao d\u00f9 thu nh\u1eadp b\u00ecnh qu\u00e2n cao, khi \u201c\u0111\u1ecba v\u1ecb t\u00e0i ch\u00ednh\u201d tr\u1edf th\u00e0nh ch\u00eca kh\u00f3a \u0111\u1ec3 ti\u1ebfp c\u1eadn ngu\u1ed3n l\u1ef1c t\u1ed1t nh\u1ea5t<\/p>\n Kh\u00f3 kh\u0103n kinh t\u1ebf d\u1eabn \u0111\u1ebfn t\u00e2m l\u00fd qu\u00e1 t\u1ef1 tin \u1edf Philippines (60%) v\u00e0 Indonesia (58%), khi\u1ebfn quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh d\u1ec5 sai l\u1ea7m trong th\u1eddi \u0111i\u1ec3m nh\u1ea1y c\u1ea3m<\/p>\n \u201cC\u00e1ch m\u1ea1ng s\u1ed1 \u0111\u00e3 thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1ch ch\u00fang ta th\u1ec3 hi\u1ec7n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh,\u201d b\u00e0 Tr\u1ecbnh Mai Thanh, Tr\u01b0\u1edfng B\u1ed9 ph\u1eadn Nghi\u00ean c\u1ee9u t\u1ea1i ROSHI<\/a>, cho bi\u1ebft. \u201cM\u1ea1ng x\u00e3 h\u1ed9i t\u1ea1o \u00e1p l\u1ef1c ph\u1ea3i lu\u00f4n \u2018tr\u00f4ng th\u00e0nh c\u00f4ng,\u2019 trong khi c\u00e1c d\u1ecbch v\u1ee5 Mua Tr\u01b0\u1edbc Tr\u1ea3 Sau khi\u1ebfn vi\u1ec7c che gi\u1ea5u th\u1ef1c tr\u1ea1ng t\u00e0i ch\u00ednh tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n, d\u1eabn \u0111\u1ebfn g\u00e1nh n\u1eb7ng n\u1ee3 ng\u00e0y c\u00e0ng l\u1edbn.\u201d<\/p>\n