{"id":39328,"date":"2026-01-28T01:02:57","date_gmt":"2026-01-27T16:02:57","guid":{"rendered":"https:\/\/seasiaonline.com\/?p=39328"},"modified":"2026-01-28T01:02:57","modified_gmt":"2026-01-27T16:02:57","slug":"payoneer-va-su-thay-doi-trong-thanh-toan-xuyen-bien-gioi-cho-cac-doanh-nghiep-smb-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/seasiaonline.com\/?p=39328","title":{"rendered":"Payoneer v\u00e0 s\u1ef1 thay \u0111\u1ed5i trong thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi cho c\u00e1c doanh nghi\u1ec7p SMB t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"<p>S\u1ef1 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf nhanh ch\u00f3ng c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0a qu\u1ed1c<br \/>\ngia n\u00e0y tr\u1edf th\u00e0nh m\u1ed9t trung t\u00e2m quan tr\u1ecdng trong l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t, xu\u1ea5t kh\u1ea9u<br \/>\nv\u00e0 d\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 to\u00e0n c\u1ea7u. C\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf (SMB) \u0111ang \u0111\u00f3ng<br \/>\nvai tr\u00f2 then ch\u1ed1t trong qu\u00e1 tr\u00ecnh n\u00e0y khi ng\u00e0y c\u00e0ng h\u1ee3p t\u00e1c v\u1edbi ng\u01b0\u1eddi mua, nh\u00e0<br \/>\ncung c\u1ea5p v\u00e0 n\u1ec1n t\u1ea3ng qu\u1ed1c t\u1ebf. Tuy nhi\u00ean, khi ho\u1ea1t \u0111\u1ed9ng xuy\u00ean bi\u00ean gi\u1edbi gia<br \/>\nt\u0103ng, nhi\u1ec1u doanh nghi\u1ec7p v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n li\u00ean quan \u0111\u1ebfn chi ph\u00ed, t\u00ednh minh b\u1ea1ch<br \/>\nv\u00e0 t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd thanh to\u00e1n qu\u1ed1c t\u1ebf.<\/p>\n<p>Ph\u00ed giao d\u1ecbch cao, t\u1ef7 gi\u00e1 bi\u1ebfn \u0111\u1ed9ng kh\u00f3 l\u01b0\u1eddng v\u00e0 th\u1eddi gian<br \/>\nthanh to\u00e1n k\u00e9o d\u00e0i c\u00f3 th\u1ec3 g\u00e2y \u00e1p l\u1ef1c l\u1edbn l\u00ean d\u00f2ng ti\u1ec1n. \u0110\u1ed1i v\u1edbi c\u00e1c SMB t\u1ea1i Vi\u1ec7t<br \/>\nNam, nhu c\u1ea7u v\u1ec1 <b><a href=\"https:\/\/www.payoneer.com\/vi\/\">thanh to\u00e1n qu\u1ed1c t\u1ebf<br \/>\nchi ph\u00ed th\u1ea5p cho n\u1ec1n kinh t\u1ebf \u0111ang ph\u00e1t tri\u1ec3n c\u1ee7a Vi\u1ec7t Nam<\/a><\/b> ng\u00e0y c\u00e0ng tr\u1edf<br \/>\nn\u00ean c\u1ea5p thi\u1ebft. Vi\u1ec7c gi\u1ea3m b\u1edbt r\u00e0o c\u1ea3n trong thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi kh\u00f4ng c\u00f2n<br \/>\nl\u00e0 l\u1ef1a ch\u1ecdn, m\u00e0 \u0111\u00e3 tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 thi\u1ebft y\u1ebfu cho s\u1ef1 t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng.<\/p>\n<p><b>Nh\u1eefng h\u1ea1n ch\u1ebf c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng<\/b><\/p>\n<p>Ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u1eabn l\u00e0 l\u1ef1a ch\u1ecdn ph\u1ed5 bi\u1ebfn cho c\u00e1c giao<br \/>\nd\u1ecbch qu\u1ed1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam, nh\u01b0ng ch\u00fang ch\u01b0a \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 \u0111\u00e1p \u1ee9ng m\u00f4i tr\u01b0\u1eddng<br \/>\nkinh doanh to\u00e0n c\u1ea7u h\u00f3a v\u00e0 s\u1ed1 h\u00f3a hi\u1ec7n nay. M\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf th\u01b0\u1eddng g\u1eb7p bao g\u1ed3m:<\/p>\n<p>Ph\u00ed<br \/>\n     chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf cao v\u00e0 c\u1ed1 \u0111\u1ecbnh<\/p>\n<p>Chi<br \/>\n     ph\u00ed chuy\u1ec3n \u0111\u1ed5i ngo\u1ea1i t\u1ec7 \u1ea9n<\/p>\n<p>Th\u1eddi<br \/>\n     gian x\u1eed l\u00fd k\u00e9o d\u00e0i trong nhi\u1ec1u ng\u00e0y l\u00e0m vi\u1ec7c<\/p>\n<p>H\u1ea1n ch\u1ebf<br \/>\n     trong vi\u1ec7c qu\u1ea3n l\u00fd nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7<\/p>\n<p>Theo nh\u1eefng ph\u00e2n t\u00edch t\u1eeb b\u00e1o c\u00e1o Barometer of SMB Ambitions c\u1ee7a<br \/>\nPayoneer, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00f9ng Oxford Economics, c\u00e1c SMB Vi\u1ec7t Nam m\u1edf r\u1ed9ng ra th\u1ecb<br \/>\ntr\u01b0\u1eddng qu\u1ed1c t\u1ebf th\u01b0\u1eddng ghi nh\u1eadn kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn nh\u00e0 cung c\u1ea5p t\u1ed1t h\u01a1n, hi\u1ec7u qu\u1ea3<br \/>\nt\u00e0i ch\u00ednh cao h\u01a1n v\u00e0 gia t\u0103ng \u0111\u1ed5i m\u1edbi. Khi m\u1ee9c \u0111\u1ed9 tham gia to\u00e0n c\u1ea7u t\u0103ng l\u00ean,<br \/>\nnhu c\u1ea7u v\u1ec1 h\u1ea1 t\u1ea7ng thanh to\u00e1n c\u00f3 kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng hi\u1ec7u qu\u1ea3 c\u0169ng tr\u1edf n\u00ean r\u00f5 r\u00e0ng<br \/>\nh\u01a1n.<\/p>\n<p><b>So s\u00e1nh c\u00e1c l\u1ef1a ch\u1ecdn thanh to\u00e1n qu\u1ed1c t\u1ebf: Ng\u00e2n h\u00e0ng v\u00e0<br \/>\nPayoneer<\/b><\/p>\n<p>Khi \u0111\u00e1nh gi\u00e1 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi,<br \/>\nt\u00ednh minh b\u1ea1ch v\u1ec1 chi ph\u00ed v\u00e0 t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 then ch\u1ed1t. Ng\u00e2n h\u00e0ng<br \/>\ntruy\u1ec1n th\u1ed1ng th\u01b0\u1eddng k\u1ebft h\u1ee3p ph\u00ed chuy\u1ec3n kho\u1ea3n v\u1edbi bi\u00ean \u0111\u1ed9 t\u1ef7 gi\u00e1 kh\u00f4ng r\u00f5 r\u00e0ng,<br \/>\nkhi\u1ebfn t\u1ed5ng chi ph\u00ed kh\u00f3 d\u1ef1 \u0111o\u00e1n.<\/p>\n<p>Ng\u01b0\u1ee3c l\u1ea1i, c\u00e1c gi\u1ea3i ph\u00e1p nh\u01b0 <b><a href=\"https:\/\/www.payoneer.com\/vi\/international-payment-processing\/\">d\u1ecbch v\u1ee5<br \/>\nthanh to\u00e1n to\u00e0n c\u1ea7u c\u1ee7a Payoneer t\u1ea1i Vi\u1ec7t Nam<\/a><\/b> \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng chuy\u00ean bi\u1ec7t<br \/>\ncho th\u01b0\u01a1ng m\u1ea1i xuy\u00ean bi\u00ean gi\u1edbi. Th\u1eddi gian thanh to\u00e1n nhanh h\u01a1n, t\u1ef7 gi\u00e1 minh b\u1ea1ch<br \/>\nh\u01a1n v\u00e0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c t\u00e0i kho\u1ea3n nh\u1eadn \u0111a ti\u1ec1n t\u1ec7 gi\u00fap doanh nghi\u1ec7p qu\u1ea3n<br \/>\nl\u00fd giao d\u1ecbch qu\u1ed1c t\u1ebf hi\u1ec7u qu\u1ea3 v\u00e0 ch\u1ee7 \u0111\u1ed9ng h\u01a1n.<\/p>\n<p><b>V\u00ec sao c\u00e1c SMB Vi\u1ec7t Nam \u0111ang chuy\u1ec3n sang c\u00e1c n\u1ec1n t\u1ea3ng<br \/>\nthanh to\u00e1n hi\u1ec7n \u0111\u1ea1i<\/b><\/p>\n<p>Khi th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n c\u1ed1t l\u00f5i trong chi\u1ebfn<br \/>\nl\u01b0\u1ee3c kinh doanh, nhi\u1ec1u SMB t\u1ea1i Vi\u1ec7t Nam \u0111ang l\u1ef1a ch\u1ecdn c\u00e1c n\u1ec1n t\u1ea3ng thanh to\u00e1n<br \/>\nhi\u1ec7n \u0111\u1ea1i \u0111\u1ec3 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00ecnh. Nh\u1eefng y\u1ebfu t\u1ed1 ch\u00ednh th\u00fac \u0111\u1ea9y xu h\u01b0\u1edbng n\u00e0y<br \/>\nbao g\u1ed3m:<\/p>\n<p>Kh\u1ea3<br \/>\n     n\u0103ng theo d\u00f5i r\u00f5 r\u00e0ng ph\u00ed giaod\u1ecbch v\u00e0 t\u1ef7 gi\u00e1<\/p>\n<p>Ti\u1ebfp c\u1eadn<br \/>\n     d\u00f2ng ti\u1ec1n nhanh h\u01a1n<\/p>\n<p>T\u00ednh<br \/>\n     linh ho\u1ea1t cao h\u01a1n khi l\u00e0m vi\u1ec7c v\u1edbi \u0111\u1ed1i t\u00e1c qu\u1ed1c t\u1ebf<\/p>\n<p>Gi\u1ea3m \u0111\u1ed9<br \/>\n     ph\u1ee9c t\u1ea1p trong v\u1eadn h\u00e0nh t\u00e0i ch\u00ednh<\/p>\n<p>T\u1eeb s\u1ea3n xu\u1ea5t, n\u00f4ng nghi\u1ec7p \u0111\u1ebfn c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c ng\u00e0nh s\u00e1ng t\u1ea1o,<br \/>\nng\u00e0y c\u00e0ng nhi\u1ec1u doanh nghi\u1ec7p \u0111ang s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thanh to\u00e1n to\u00e0n c\u1ea7u c\u1ee7a<br \/>\nPayoneer t\u1ea1i Vi\u1ec7t Nam \u0111\u1ec3 \u0111\u01a1n gi\u1ea3n h\u00f3a ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n<p><b>C\u00e1ch doanh nghi\u1ec7p Vi\u1ec7t Nam nh\u1eadn thanh to\u00e1n qu\u1ed1c t\u1ebf hi\u1ec7n<br \/>\nnay<\/b><\/p>\n<p>Vi\u1ec7c nh\u1eadn thanh to\u00e1n qu\u1ed1c t\u1ebf ng\u00e0y nay kh\u00f4ng c\u00f2n \u0111\u00f2i h\u1ecfi c\u00e1c<br \/>\nth\u1ee7 t\u1ee5c ng\u00e2n h\u00e0ng ph\u1ee9c t\u1ea1p. Doanh nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd tr\u1ef1c tuy\u1ebfn, ho\u00e0n t\u1ea5t<br \/>\nx\u00e1c minh, li\u00ean k\u1ebft t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc v\u00e0 b\u1eaft \u0111\u1ea7u nh\u1eadn ti\u1ec1n t\u1eeb n\u01b0\u1edbc<br \/>\nngo\u00e0i th\u00f4ng qua c\u00e1c n\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf cho th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u.<\/p>\n<p>Quy tr\u00ecnh tinh g\u1ecdn n\u00e0y gi\u00fap c\u00e1c SMB t\u1eadp trung nhi\u1ec1u h\u01a1n v\u00e0o<br \/>\nt\u0103ng tr\u01b0\u1edfng, ph\u00e1t tri\u1ec3n quan h\u1ec7 v\u1edbi nh\u00e0 cung c\u1ea5p v\u00e0 m\u1edf r\u1ed9ng t\u1ec7p kh\u00e1ch h\u00e0ng qu\u1ed1c<br \/>\nt\u1ebf.<\/p>\n<p><b>H\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng to\u00e0n c\u1ea7u d\u00e0i h\u1ea1n cho doanh nghi\u1ec7p Vi\u1ec7t<br \/>\nNam<\/b><\/p>\n<p>Khi c\u00e1c SMB Vi\u1ec7t Nam ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng ra th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf,<br \/>\nvi\u1ec7c s\u1edf h\u1eefu h\u1ea1 t\u1ea7ng thanh to\u00e1n ph\u00f9 h\u1ee3p \u0111ang tr\u1edf th\u00e0nh m\u1ed9t l\u1ee3i th\u1ebf chi\u1ebfn l\u01b0\u1ee3c.<br \/>\nNh\u1eefng n\u1ec1n t\u1ea3ng mang l\u1ea1i s\u1ef1 minh b\u1ea1ch, t\u1ed1c \u0111\u1ed9 v\u00e0 linh ho\u1ea1t gi\u00fap doanh nghi\u1ec7p gi\u1ea3m<br \/>\nchi ph\u00ed v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh.<\/p>\n<p>Trong b\u1ed1i c\u1ea3nh nhu c\u1ea7u v\u1ec1 thanh to\u00e1n qu\u1ed1c t\u1ebf chi ph\u00ed th\u1ea5p<br \/>\ncho n\u1ec1n kinh t\u1ebf \u0111ang ph\u00e1t tri\u1ec3n c\u1ee7a Vi\u1ec7t Nam ng\u00e0y c\u00e0ng t\u0103ng, c\u00e1c n\u1ec1n t\u1ea3ng thanh<br \/>\nto\u00e1n hi\u1ec7n \u0111\u1ea1i \u0111ang \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c gi\u00fap SMB Vi\u1ec7t Nam c\u1ea1nh<br \/>\ntranh hi\u1ec7u qu\u1ea3 h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng to\u00e0n c\u1ea7u.<\/p>\n<p>Th\u00f4ng c\u00e1o b\u00e1o ch\u00ed n\u00e0y c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng t\u1ea3i tr\u00ean <a href=\"https:\/\/www.vritimes.com\/vn\/articles\/aff3f304-a8fd-4ae5-853a-cee0a2802bf4\/b114801f-5b47-4cad-a8d1-856f57b7ff1a\">VRITIMES<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u1ef1 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf nhanh ch\u00f3ng c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0a qu\u1ed1c gia n\u00e0y tr\u1edf th\u00e0nh m\u1ed9t trung t\u00e2m quan tr\u1ecdng trong l\u0129nh v\u1ef1c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":39329,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-39328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vietnam"],"_links":{"self":[{"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/posts\/39328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39328"}],"version-history":[{"count":0,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/posts\/39328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=\/wp\/v2\/media\/39329"}],"wp:attachment":[{"href":"https:\/\/seasiaonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seasiaonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}