One Clear Portal Pte. Ltd. has announced that its platform, Mulai.com, was selected as a finalist in the Monetary Authority of Singapore (MAS) Global FinTech Hackcelerator 2026. Selected from 195 global submissions across 52 jurisdictions, Mulai.com solves GXS Bank’s challenge by unifying real-time credit scoring and fraud assessment into a single adaptive model, enabling financial institutions to safely assess thin-file and underserved consumers.
SINGAPORE, October 25, 2026 – One Clear Portal Pte. Ltd. today announced that its financial technology platform, Mulai.com, has been officially selected as a finalist in the prestigious Global FinTech Hackcelerator 2026, organized by the Monetary Authority of Singapore (MAS). Mulai.com emerged as a standout solution among 195 competitive global applications originating from 52 jurisdictions, securing its position among international financial technology innovators driving the next phase of banking transformation.
Addressing Real-Time Risk with Adaptive AI Modeling
The MAS Global FinTech Hackcelerator serves as a premier global platform designed to identify and scale innovative technological solutions that address critical operational, regulatory, and risk management challenges faced by modern financial institutions. Mulai.com was selected for its solution addressing a specific challenge statement posed by GXS Bank focused on developing an Adaptive Risk Modeling System.
Traditional risk architecture in banking often processes credit risk assessment and fraud detection in distinct, operational silos. This fragmentation creates analytical blind spots and structural delays, which can expose institutions to escalating financial losses and operational risks. To solve this systemic issue, Mulai.com has developed an adaptive risk framework that unifies real-time credit scoring and continuous fraud evaluation into a single intelligent system. The model continuously updates its predictive intelligence as new data points emerge, allowing financial institutions to detect anomalous behaviors instantly while maintaining accurate, up-to-date credit profiling.
Expanding Access for Thin-File and Underserved Segments
Beyond strengthening institutional risk controls, Mulai.com’s unified engine directly tackles one of the most critical structural barriers to financial growth in Southeast Asia: access to formal credit for underserved and unbanked populations. Across emerging economies, millions of individuals and small enterprise owners lack traditional financial records, leaving them classified as “thin-file” applicants who are routinely turned away by legacy underwriting systems.
Mulai.com addresses this barrier by evaluating holistic behavioral and transactional indicators in real time. By removing data silos, the system provides financial providers with a comprehensive, continuous risk profile. This capability allows digital banks and lending institutions to safely extend credit to thin-file consumers and micro-businesses without exposing their portfolios to unmitigated risk or fraud exposure.
Experience Mulai.com at the Singapore FinTech Festival
As a recognized finalist in the MAS Global FinTech Hackcelerator 2026, Mulai.com will demonstrate its adaptive risk platform to global industry leaders, banking executives, and regulatory stakeholders at the upcoming Singapore FinTech Festival.
Industry professionals, financial institutions, and partners interested in exploring Mulai.com’s technology can secure their attendance for the festival by registering through the official Singapore FinTech Festival Registration Portal.
